Dawn Wells, Burt Reynolds and Geoffrey Owens Teach Finance
9/7/2018 | When we are young, we think that all it takes to be financially secure in your golden years is to make a lot of money while we can. Recent celebrity news is...
Financial Help Desk Blog
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Coast into Retirement with the Smart Addition of a Great a Vacation Home
When you finally hit retirement, you want to take things a little bit easier. After all, you worked hard to reach this point so it’s time to enjoy life! A well-chosen vacation home can...
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Is Now a Good Time to Sell My Rental Property?
3/14/2048 | Casey Fleming |Is it time to sell your rental property? The odds are good that if the answer isn’t “yes,” it will be soon. Let’s examine why: Diminishing return on assets We...
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The Last GE Appliance I Will Ever Buy
10/17/2017 | Casey Fleming | Do not buy GE appliances. There, I’ve said it. It makes me sad, though, because GE used to be a great company. Here is my story, though, and why...
Overcome The Debt Trap and Get Out Of Debt Forever
January 5, 2017 / Jon Dulin Are you struggling to get out of credit card debt? Are you scared to open the mail, fearing the credit card statement is in there? Do you close...
The Sharing Economy – What, Why and How?
Is the Sharing Economy the Future of Capitalism ? December 27, 2016 / Sara Colley Do you make enough money today? Do you spend little enough to get by? Traditionally we all worked our...
All About Car Loans
December 26, 2016 / J. Jones, Staff Writer Auto loan debt is soaring among households worldwide. According to one study, in the United States alone, in 2015, the average household had $132,158 in credit...
Success Story – Making Money via a Side Gig
December 21, 2016 / Jenny Kerr How I Turned My Hobby into An Income Stream (in more than one way) I want to start off by telling you a little about my story (I...
5 Side Gigs to Earn Some Extra Cash
December 6, 2016 / Staff Writer Anyone who is working a day or full time job knows it is still a tad bit difficult to make ends meet at times. You have to give...
Ruin your credit in one hour
December 6, 2016 / Casey Fleming, Editor How can you take your credit score down 50, 100 or even 150 points in a single hour? It’s possible, and what is amazing is that it’s...
Financial Planner, Investment Advisor or Asset Manager – Which is Right for You?
Jacob Johnson / November 11, 2016 So, you’re looking into investing, or maybe have been cracking at it for a while when a friend says, “My investment advisor told me to buy this mutual...
Will Fannie and Freddie Go Broke?
Casey Fleming Nov. 5, 2016 A couple of news outlets this week picked up a report that concluded that Fannie Mae and Freddie Mac would be broke by 2018. Say what? Since we are...
You now have more rights if debt collectors are after you
Casey Fleming / October 28, 2016 Have you ever had debt collectors calling you? Most of us have, even those with perfectly good credit histories. Sometimes there is a final bill for a cell...
What’s wrong with using insurance as an investment?
Need new content here It is a very costly way to invest. There’s the cost of the insurance protection itself – which, by the way, is usually more expensive than what you would pay...
Just 1% of mutual funds are positive in 2016 – CNBC.com
What is Lorem Ipsum? Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took...
The 5 Best Credit Cards for People New To The World Of Credit
Patrick Crozier / October 12, 2016 If you are new to the world of credit, you aren’t alone. Millions of young Americans just entering college or the workforce are learning they need to establish...
New Way to Pass on Real Estate Upon Death
Jamie Elder / October 10, 2016 There are only three certainties in life: taxes, death, and someone is going to be fighting over your estate if you die without putting your intentions in writing,...
Pick Your Team of Budget Directors
Sara Colley / October 8, 2016 Primary Wage Earner If you are a single person, you needn’t worry about asking anyone else to contribute to your budget plan. However, you may want input from...
Non-Negotiable Budget Categories
Sara Colley / October 7, 2016 Non-Negotiable Budget Categories Some expenses you will not be able to easily change. It is important, therefore, to get your initial budget numbers right in these categories, or...
Cutting Utilities
Sara Colley / September 24, 2016 Cutting Expenses, Continued Utilities When most folks think of utilities they think they can’t possibly cut back anywhere. You’d be surprised. Cable / Television The first place to...
Groceries and Home Supplies
Groceries and Home Supplies This is a tricky category for cutting expenses, because you can’t really cut back on food, and you might end up spending more on this category if you cut back...
Automobile
Next we’ll look at your automobile expenses, because for many folks it’s an opportunity to make fast progress with big reductions in spending. We all like shiny new cars that shout out to the...
Entertainment
We’re going to attack entertainment next. This may not be your second, third or even fourth largest category, but for most folks it is a category where the potential for cutting back is very...
Where Should You Park Your Moola? Your Options for A Small Savings Account
Where Should You Park Your Moola? Your Options for A Small Savings Account The time has come to open a savings account. Maybe you’re saving up for college, or perhaps you’re dreaming of a...
Designing Your Budget, Continued – Categories That Are Easier to Adjust
Designing Your Budget, Continued – Categories That Are Easier to Adjust Debt Repayment Other than mortgage debt, if you have chronic debt then you hopefully understand why it’s important to get out of it...
Americans owe nearly $1.3 trillion in student loan debt
Add new post here…Add new post here…Add new post here…Add new post here…Add new post here… VISIT STUDENT LOAN HERO SITE General student loan debt facts First, let’s start with a general picture of...
How to Create a Successful Family Budget
Are you ready to live with a successful family budget? Since you clicked on this link, it’s likely you’ve at least asked yourself that question. Family budgets, however, are hard to make and harder...
3 Reasons Wealthy People Never Pay Off Their Mortgage
by Hilary Hendershot After the 2008 housing crash a lot of people started to seriously question the wisdom of having a mortgage. That is if they were able to even keep up with their...
Side Gig One – Fincon
There are a lot of factors that go into answering this question. Example: you may have a real estate agent who works for a real estate broker and makes only 60% of a 3%...
10 Debt Management Tips for New College Grads
replace with new post here From Money Talk Magazine Congratulations, college graduate! You’ve just completed an important milestone in your life. So now it’s time to face reality. If you had financial help along...
Getting a Mortgage 1 Year After BK or Foreclosure
An old client contacted me yesterday worried that she would not be able to get a mortgage to buy a home. Her loan had gone into default a couple of years ago and a...
19 Things a New Homeowner Should Do Immediately to Save Money
by Trent Hamn 19 Things to Do Immediately to Reduce Your Home Energy and Maintenance Costs 1. Check the insulation in your attic – and install more if needed. If you have an unfinished...
The Next Housing Crisis?
More and more of my clients are asking me “Are we at the top of the market?” It’s a good question. An even better question is why they think I would know any better...
How to Avoid Mortgage Fraud – Casey Fleming on Realtor.com
I got another nice by-line in an article today, and this one was quite well-written, and in Realtor.com, which is a very relevant site. Not only that, it was on one of my favorite...
How to pay your off your debts fast.
By guest blogger Craig Dewe How To Pay Off Debt Fast Using The Stack Method Whether it’s consumer debt on credit cards, student loans or a mortgage, most people find themselves weighed down by...
318-How to Get the Best Possible Mortgage: Advice from Casey Fleming, Author of “The Loan Guide”
318-How to Get the Best Possible Mortgage: Advice from Casey Fleming, Author of “The Loan Guide” For most people, housing decisions are the largest financial decisions that they will make. And the mortgages usually...
Long Term Interest Rate View – Opposing Views
Where will interest rates be in 2017? (This graphic does not appear to correlate closely with the actual projections.) I write about interest rates a lot, because folks seem to want to know. In...
U.S. News & World Report Site – Casey quoted on reverse mortgages
As expected I was quoted in an article on reverse mortgages on the U.S. News and World Report website! Here’s the link: Here is an excerpt. How to Buy a Retirement Home With a...
Interest Rates Slide Down Gently to a New Low
Last week I wrote that interest rates were likely to move mostly in response to the stock market. The stock market idled most of the week, moving down unsteadily Wednesday and Friday. Money moved...
The Loan Guide: How to Get the Best Possible Mortgage. Book available on Amazon
About the Author Casey Fleming began his career in the mortgage industry in 1979 as an appraiser. He founded and built one of the largest appraisal firms in the San Francisco Bay Area, earned...
5 Reasons Smart Investors Choose Turnkey Investment Properties
9/20/17 | Diana Eastman Wouldn’t it be great to reap all of the benefits of owning a real estate investment property without having to “sow” the time commitments, money, and labor? If it sounds...
Paying Off Student Loans – A Personal Story
7/17/17 | Jen Smith I have this memory vividly ingrained in my mind: My new fiancé was sitting next to me on the couch when he dropped the bomb on me that he wanted...
The Mortgage Money Pool
3/13/2017 | Casey Fleming Do you wonder where the money comes from that you borrow when you get a mortgage? Does it matter if you understand the industry and know who is the mortgage...
Breaking Up (with your mortgage) Is Hard To Do
3/11/2017 | Kaya Wittenberg Going through a divorce can be an emotional and trying time, and dealing with things like custody (if there are kids involved) and handling who gets what when it comes...
